Covertime has announced its launch in the UK, meeting the growing demand for short-term insurance—a rapidly expanding segment now used by around 15% of drivers seeking greater flexibility than traditional annual policies provide.
Whether borrowing a car from a friend, insuring a new vehicle, or needing emergency cover, Covertime’s commitment to user experience makes getting a quote and purchasing insurance fast and effortless—available through both a browser and the brand’s intuitive app. The company offers temporary car, van, and learner driver insurance designed for today’s lifestyles.
Developed from the ground up, the platform delivers a smooth digital experience with rapid quotes, instant policy documentation, and immediate email or in-app delivery—streamlining every step of the process.
“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.
“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”
The founders of Covertime are no strangers to the short-term insurance space, having pioneered the concept in 2006. Their return introduces a platform that aligns perfectly with modern expectations—integrating seamless payment options, app access, responsive support, and adaptable policies tailored to how people drive today.
“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.
“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”
About Covertime
Covertime Limited was founded in September 2024 by a team of temporary insurance industry experts who originally championed the short term insurance concept in 2006. Providing temporary car insurance to the UK, Covertime’s mission is to provide affordable, reliable and transparent short term cover to drivers who do not require an annual policy.
Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.
